VIP Finance Australia
You will always be our valued VIP Client
Don’t risk approaching the bank/lender directly and either get your application declined or miss out on a better suited loan with more discounted rate!
At VIP Finance Australia, you are always at all times our valued VIP client. With us, you can choose from the big 4 and major banks, smaller lenders, private lenders or alternative credit providers for a competitively low interest rate loan with features most suited to your financial goals and situation. Whether you are wanting to buy a property, or refinance to switch to a better loan, from pre-purchase to loan application and finally settlement, our expert services will assist you through this complex process to ensure a successful result.
Let us help you avoid the hidden catches and potential problems you might face in your loan journey!
FREE Loan Services
Expert, tailored advice - Want to know how to apply for a loan successfully?
Found or still looking for a property?
We do all the hard work for you in the complex loan application process, with fast turnaround. We can save you from being declined and advise you on how to improve your financial situation for future approval.
FREE Property Valuation*
Need to find out the Market Value of your property?
We can order your property valuation and assess it before submitting a home loan application.
This avoids your loan being declined due to a low valuation
FREE Property Report*
Looking to buy a property? Get a PRE-APPROVAL first!
We help you avoid pitfalls in the whole buying and application process.
Feel free to contact us to provide you with FREE property reports so you can have better information to evaluate the property before purchasing.
We highly recommend getting a PRE-APPROVAL to ascertain how much you can borrow so you can shop for the property within your budget.
Our Services
Residential Home Loans
Investment Loans
Commercial Property Loans
Refinance & Cash Out
Low Doc Loans
Non-Resident Home Loans
No or Low Deposit Loans
Guarantor Loans
Development Loans
Business Loans
Asset Finance – Vehicle & Equipment Loans
What do you have to do?
- We do all of the hard work for you.
- You only need to supply the required documents and fill out the application.
- We know lender policies – we advise your chances of being approved and search for the top suited loan options for you from a wide choice of lenders.
- After your review and decision, we lodge the loan application online directly into lender’s system for a fast approval.
- While always keeping you informed, we liase with the lender and all other parties (conveyancers etc) for you, ensuring a smooth process until loan offer contract signing and to completion of loan settlement.
Why use VIP Finance?
More Choice & Competitive Rates
By having a wide choice from our panel of lenders, we maximise your chances of getting approval. We comprehensively compare the top loans from the big 4 and major banks, smaller lenders, private lenders and alternative credit providers for getting the most competitive rates and loan features suited to your chosen loan type.
Free Expert Advice from experienced platinum brokers
We help you with the whole buying and application process, avoiding pitfalls that can lead to bigger problems. Such as beware that too many credit enquiries like applying for credit cards, personal loans, mobile phone contracts etc may reduce your credit score.
VIP Convenience - Australia Wide Services
For your free appointments, we can have meetings in our office, online, or we can come to your preferred location anytime, including after work hours and on weekends.
VIP Team will do all the hard work for you
We know the system to negotiate a better deal for you. From assessing your borrowing capacity to preparing paperwork applications for pre-approval to unconditional full approval through to settlement, we make the whole process easy for you.
Confidence in our Free Loan Recommendations
We are paid by the lender for doing the work that otherwise would be done by their staff. Under the NCCP Act (National Consumer Credit Protection Act), it is against the law for us to assist you with applying for an unsuitable loan. We are legally required to act in your best interests, whereas a bank/lender has no legal obligation to do so. So you can be confident that we conduct our due diligence to evaluate and recommend only top suitable loans options for you to choose.
We are members of the MFAA & AFCA
The Mortgage & Finance Association of Australia (MFAA) upholds professional standards in the mortgage broking industry while our membership with the Australian Financial Complaints Authority (AFCA) protects you as a consumer. Members must meet strict experience, education, ongoing training and insurance requirements.
Credit Report, Property Report and Valuation
We can also help get a free copy of your credit file so that you know which lender you qualify with, ensuring your credit file isn't damaged by having too many enquiries. We may help order a valuation before submitting your home loan application, this avoids your loan being declined due to a low valuation.
Our VIP Client For Life
Over time, your needs may change so we help review your loan to ensure you're only paying for the features or benefits you need. We may also renegotiate your loan with the lender or refinance to a more competitive lender with lower pricing. We want to be there for you for life, helping your family and friends into the future.
