Terms and Conditions
VIP Finance Australia Pty Limited ABN 62 609 420 117, ACN 609 420 117, Credit Representative 482218 of BLSSA Pty Ltd ACN 117 651 760, Australian Credit Licence 391237 of suite 7, level 1, 17 Carrington Rd, Box Hill VIC 3128 trading as VIP Finance Australia (we, our, us), maintains this website (https://vipfinance.com.au) and this document sets out the terms and conditions (T & C) that govern the use of this Website.
Other than to read these T & C for the first time, by accessing this Website, you accept and agree to these T & C.
Please review these T & C carefully, you must not use this Website if you do not agree with these T & C. You should not use this Website if you do not reside in Australia as this Website was prepared for Australian users only and may not fulfill the law of other countries.
We reserve the right to seek all remedies available in the case of any breach of these T & C.
Note that we may change these T & C at anytime to the extent permitted by law, so please review these T & C regularly for any changes.
If any provision of these T & C is found to be invalid, unlawful or unenforceable for any reason, then the portion of the provision creating the invalidity, unlawfulness or unenforceability will be severable from these T & C remaining provisions.
These T & C are governed by the laws of the State of Victoria, Australia.
Use of this Website
You are the one responsible for all of your activities with regards to accessing and using this Website.
Through this Website, you must not distribute any inappropriate communication, virus, malware and other disabling code in any form. You must not make any unauthorised access, modifications or any compromise to the operation of this Website in any way.
You must not use this Website for any activities that breach any laws, any content requirements or standards by any relevant authorities or infringe on any party’s rights.
Disclaimers relating to this Website
To the extent permitted by law, we make no warranty or representation as to the accuracy, up to datedness or completeness of any information on this Website. As such you should first verify the accuracy and relevancy of any information on this Website yourself before using any information on this Website.
The information on this Website is not intended to be advice but only provided for general informational purposes. It has been prepared without taking into account the reader’s financial objectives, situations and needs, and must not be relied upon for any legal or financial commitments. Individuals should seek professional advice before acting on the information provided.
The use of this Website is at your own risk. We exclude all other warranties, guarantees, terms and conditions relating in any way to this Website, its content and its use. We do not warrant that access and services to this Website will be error-free or uninterrupted.
This Website may contain information and materials from third parties including links to other websites. We are not responsible for and have no control over any Third-Party Content and Material and we neither endorse the Third-Party Content and Material nor warrant the accuracy.
Limitation of Liability
To the extent permitted by law, we exclude all liability for any loss or damage in relation to the use or reliance of any information on this Website or any part of this Website including any Third-Party Content and Material, the inability to use any part of this Website, whether or not the possibility of loss was known to us or caused by our negligence.
Intellectual Property
We own or are licensed to use all intellectual property on this Website, unless otherwise indicated. All logos, trademarks and names on this Website are the properties of their respective owners. Nothing on this Website can be treated as granting any rights to the commercial use or distribution of any logos, trademarks or names, without the written consent of their owners. No part of this Website may be broadcasted, retransmitted, reproduced, or distributed without our prior written consent.
Security
We take appropriate steps and follow security protocols in protecting the information that you transmit using this Website, but we cannot guarantee the security of any information that you transmit to us using this Website and as such any information you transmit using this Website is transmitted at your own risk. When using this Website, you must ensure that you are not exposed to the risk of viruses, malware or other forms of compromise which may damage your own computer system or other assets. We do not accept any responsibility for any such compromise or damage to your assets which occurs in connection to the use of this Website.
Privacy
Through this Website, we may collect, use, hold and disclose your personal information so that we can administer this Website and conduct our business activities.
Your personal information may be disclosed to our employees, contractors, related bodies corporate, government agencies or service providers for the purposes of operating of our website and our business. In addition, please read our full Privacy Policy at https://www.vipfinance.com.au/privacy-policy or by clicking “Privacy Policy” at the bottom of the pages of this Website.
You consent to your personal information being collected, used, held and disclosed in accordance with these T & C and our Privacy Policy.
You must not submit the personal information of another person, unless that person has personally read, understood and accepted our T & C and our Privacy Policy.